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| rev | Admin | (Created page with "'''Answer: A''' <math>q_{x}^{\mathrm{NS}}=q_{x+1}^{\mathrm{NS}}=1-e^{-0.1}=0.095</math> Then the annual premium for the non-smoker policies is <math>P^{\mathrm{NS}}</math>, where <math display="block"> \begin{aligned} P^{\mathrm{NS}}\left(1+v p_{x}^{\mathrm{NS}}\right) & =100,000 v q_{x}^{\mathrm{NS}}+100,000 v^{2} p_{x}^{\mathrm{NS}} q_{x+1}^{\mathrm{NS}}+30,000 v^{2} p_{x}^{\mathrm{NS}} p_{x+1}^{\mathrm{NS}} \\ P^{\mathrm{NS}} & =\frac{100,000(0.926)(0.095)+100,000...") | Jan 19'24 at 20:55 | +1,147 |