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| rev | Admin | (Created page with "The experience period is accident year 1 and the midpoint of the experience period is 07/01/CY1. Since the policies are annual, the forecast period is the beginning of calendar year 4 to the end of calendar year 5 with a midpoint equal to the end of calendar year 4. Hence the trend factor equals 1.015 <sup>4.5</sup> = '''1.0693'''.") | Jul 25'24 at 19:16 | +333 |