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| rev | Admin | (Created page with "An insurer is conducting a rate review study to set rates for the period Jan 01, 2021 to June 30,2022. The insurer uses the loss ratio method for ratemaking and relies on historical data to project losses. The insurer is given the following: *Policies are annual. *Policy year 2018 ultimate losses equaled $650,000. *Policy year 2018 earned premium at current rates equals $900,000. *Annual loss inflation equals 2%. *Variable expenses equal 10% of premium. *Fixed underwri...") | Jul 25'24 at 19:42 | +742 |