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| rev | Admin | (Created page with "The experience period is policy year 2018 and the midpoint of the experience period is 01/01/2019. The forecasting period is 01/01/2021 to 06/30/2022 with a midpoint equal to 10/01/2021. Hence the trend factor equals 1.02 <sup>2.75 </sup> = 1.056 and the projected loss ratio, <math> L /P_C </math>, equals 1.056*650,000/900,000 = 0.7627. According to the loss ratio method, the indicated change factor equals <math display = "block"> ICF = \frac{(L + E_L)/P_C + E_F/P...") | Jul 25'24 at 19:44 | +572 |