Revision as of 09:31, 22 November 2023 by Admin (Created page with "Michelle takes out a loan. It must be repaid with level annual payments based on an annual coupon rate of 4%. The 6th payment consists of $960 in interest and $340 of principal. Calculate the amount of interest paid in the 14th payment. <ul class="mw-excansopts"><li>465.31</li><li>711.23</li><li>588.77</li><li>13.83</li><li>834.69</li></ul> {{cite web |url=https://digitalcommons.calpoly.edu/cgi/viewcontent.cgi?article=1008&context=statsp |last=Hardiek |first=Aaron |...")
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ABy Admin
Nov 22'23

Exercise

Michelle takes out a loan. It must be repaid with level annual payments based on an annual coupon rate of 4%. The 6th payment consists of $960 in interest and $340 of principal.

Calculate the amount of interest paid in the 14th payment.

  • 465.31
  • 711.23
  • 588.77
  • 13.83
  • 834.69

Hardiek, Aaron (June 2010). "Study Questions for Actuarial Exam 2/FM". digitalcommons.calpoly.edu. Retrieved November 20, 2023.

ABy Admin
Nov 22'23

Solution: E

Payment= 960 +340=1300

Principal repaid grows by 1.04 with every payment.

Principal in 14th payment is:

340(1.04)8= 465.31

Interest Paid:

1300 – 465.31= 834.69

Hardiek, Aaron (June 2010). "Study Questions for Actuarial Exam 2/FM". digitalcommons.calpoly.edu. Retrieved November 20, 2023.

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